TERMS OF SERVICE

Last Updated: March 2026

1. Acceptance of Terms

By accessing or using the website kellyandkelleyllp.com (the "Site") and the financial services provided by Kelly & Kelley LLP ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our Site or services.

2. Description of Services

Kelly & Kelley LLP provides direct lending and financial services, including but not limited to wealth management, strategic financial planning, and business financing solutions. Our services are provided subject to these Terms and any additional agreements you enter into with us.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our services. By using our Site, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

When using our Site and services, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the confidentiality of any account credentials
  • Notify us immediately of any unauthorized use of your account
  • Comply with all applicable laws and regulations
  • Not use our services for any unlawful or fraudulent purpose
  • Not interfere with or disrupt the integrity or performance of our Site

5. SMS/MMS Messaging Terms

By providing your mobile phone number and opting in to receive SMS/MMS messages from Kelly & Kelley LLP, you expressly consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS).

Message Content: Messages may include offers, updates, alerts, and information about our financial products and services.

Frequency: Message frequency varies based on your activity and preferences. You may receive up to 4 messages per month.

Costs: Message and data rates may apply based on your wireless carrier's plan. Standard messaging rates charged by your carrier will apply to all messages sent and received.

Opt-Out/Unsubscribe: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. After you send STOP, we will send you a one-time confirmation message acknowledging your opt-out request.

Help: For customer support, reply HELP to any message or contact us at kelly@kellyandkelleyllp.com.

Consent is NOT a condition of purchase. You acknowledge that consenting to receive SMS/MMS messages is not required as a condition of purchasing any goods or services from Kelly & Kelley LLP.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, software, and other materials, is the property of Kelly & Kelley LLP or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

7. Disclaimers & Limitation of Liability

Our Site and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our Site will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, Kelly & Kelley LLP shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our Site or services, even if we have been advised of the possibility of such damages.

8. Financial Advice Disclaimer

The information provided on this Site is for general informational purposes only and does not constitute financial, investment, or legal advice. Kelly & Kelley LLP provides direct lending and financial services tailored to individual client needs through formal engagements. You should consult with qualified professionals before making financial decisions.

9. Privacy

Your use of our Site and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

10. Indemnification

You agree to indemnify, defend, and hold harmless Kelly & Kelley LLP, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of our Site or services, your violation of these Terms, or your violation of any rights of a third party.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page with an updated "Last Updated" date. Your continued use of our Site and services after such changes constitutes your acceptance of the revised Terms.

12. Termination

We reserve the right to suspend or terminate your access to our Site and services at any time, with or without cause, and with or without notice. Upon termination, all rights granted to you under these Terms will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved in the appropriate courts.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

15. Contact Information

If you have questions about these Terms of Service, please contact us at:

Kelly & Kelley LLP
Email: kelly@kellyandkelleyllp.com
Website: kellyandkelleyllp.com